（十二）开展无资质运营。未经许可或未取得相应资质，擅自从事荐股投资、医疗售药、职业中介、新闻采访、讲经传教等需要特定资质的活动，以及其他法律法规禁止的活动。
The costing estimates do not include time officials spend preparing and appearing as witnesses in person.
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Фото: Yves Herman / Reuters
According to Reddit, that human element it key.